MORTGAGE • REAL ESTATE • MONEY

Real-world mortgage scenarios, rates, loan programs and real estate strategies explained simply.

Start with a Real-World Scenario

See how different home prices, down payments, interest rates and loan options can change your monthly payment and cash needed to close.

PURCHASE SCENARIO

$500K Home

Compare 5%, 10% and 20% down and see how each option changes your monthly payment and cash to close.

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AFFORDABILITY

Monthly Budget

Start with the monthly payment you’re comfortable with and work backward to see what home price may fit.

See What Fits →

EQUITY STRATEGY

Buy Before You Sell

See ways to use equity, a HELOC or other financing strategies to buy your next home before selling your current one.

Explore Options →

Why Ed Martinez?

I help buyers, homeowners and real estate investors understand the numbers behind real estate. From mortgage options and monthly payments to equity strategies and market decisions, my goal is to make the money side of real estate easier to understand.